1. Website and Services

RST-100 Holding Company Inc. (“RST-100”) provides information about real estate financing, lending programs, and related financial services through https://rst-100.com.

Submitting an inquiry does not guarantee loan approval, funding, or specific financing terms. Financing is subject to applicable underwriting requirements, lender approval, and applicable laws.

2. Financing Inquiries

By submitting a financing inquiry, you authorize RST-100 to review the information you voluntarily provide and contact you regarding your requested financing services through permitted communication channels.

Submitting a financing inquiry does not require you to consent to SMS text messaging.

3. SMS Messaging Program

RST-100 Holding Company Inc. offers an optional SMS messaging program for individuals who request information about real estate financing.

By voluntarily selecting the separate, unchecked SMS consent checkbox on our website, you agree to receive text messages from RST-100 regarding:

• Real estate financing inquiries

• Appointment scheduling and confirmations

• Follow-up communications concerning requested financing services

• Related customer service communications

Consent is not a condition of obtaining financing or other services.

4. Message Frequency and Charges

Message frequency varies based on your financing inquiry and communications with RST-100.

Message and data rates may apply depending on your mobile carrier and service plan.

5. Opt-Out and Assistance

You may opt out of SMS messages at any time by replying STOP. After opting out, you may receive a final confirmation message.

For assistance, reply HELP or contact RST-100 at dwight@rst-100.com.

6. Privacy and Data Protection

RST-100 respects customer privacy. Mobile phone numbers and SMS consent information will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.

We may use authorized service providers to facilitate messaging on our behalf.

Please review our Privacy Policy for additional information about our data practices.

7. Carrier Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages.

8. Changes to These Terms

RST-100 may update these Terms & Conditions periodically. Updates will be posted on this page with a revised effective date.

9. Contact Information

RST-100 Holding Company Inc.

Website: https://rst-100.com

Email: Bdubose@rst-100.com